Housing Program Index

Financial Assistance Programs for Homebuyers and Homeowners


Golden State Finance Authority (GSFA) provides access to mortgage financing, down payment assistance, and mortgage credit certificates for California homebuyers.

GSFA also provides financing for homeowners making energy efficiency improvements to residential property(ies) they own.

 

Explore the programs below to learn more.

Down
Payment
Assistance


GSFA provides down payment assistance (DPA) programs to help California homebuyers purchase a home with little-to-no money out of pocket.

Programs are available for purchase or refinance of a primary residence anywhere in California and there is no first-time homebuyer requirement to qualify.

To learn more, click on the individual program below:


Mortgage
Credit
Certificate
(MCC)


GSFA provides a tax credit certificate to qualifying homebuyers through the issuance of a Mortgage Credit Certificate (MCC). With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit each year.

The GSFA MCC® Program provides a 20% MCC for eligible homebuyers in over 44 counties of California.

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Energy
Storage -
Advanced Rebate Payment (ARP)


(NEW) The incentives provided through this program focus on installation of energy storage technologies to service communities most impacted by Public Safety Power Shut-off events and/or located in Tier II or Tier III high fire threat districts.

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Energy
Efficiency
Financing


GSFA sponsors two different energy efficiency financing programs which offer zero down financing for replacing old and worn-out equipment with more energy-efficient models and addressing other energy efficiency needs within the home. Both programs feature attractive interest rates and flexible qualifying guidelines.

To learn more, click on the individual program below:

Multi-Family
Financing


GSFA is now accepting applications for its Multi-Family Finance Program.

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