ReCoverCA Homebuyer Assistance

Up to $350,000 for Qualifying Households

Up to $350,000 in homebuyer assistance is available to individuals and families impacted by the devastating fires in California in 2018 and 2020.

Lenders and Real Estate Professionals

Lead the Way to Homeownership

Explore our resources to help you originate, process and promote GSFA homeownership programs and boost your business.

Homebuyers (First-time or Repeat Buyers)

Down Payment and Closing Cost Assistance

Purchase a primary residence with little-to-no money out of pocket through GSFA's programs and Participating Lenders.

Residential or Commercial Property Owners

Energy Programs

Explore a variety of financial assistance program to help you make energy efficiency improvements, leverage incentives for energy storage and more.

Our Financial Assistance Programs

We believe that homeownership can have a very positive impact on local communities and economies. We are proud to play a role in supporting affordable homeownership through a variety of financial assistance programs for homebuyers and homeowners.

Not just for first-time homebuyers!

Those looking to break the homeownership barrier can take advantage of our financial assistance programs to help with the down payment and closing costs on the purchase or refinance of a primary residence in California.

The GSFA Advanced Rebate Program provides up-front funding to Developers installing battery storage equipment for medically vulnerable or low-income homeowers in high fire threat areas of California.

Energy efficiency measures can increase property value, reduce electric bills, and create a more comfortable living environment. Check out our financing options to make it easier for commercial property owners to invest in energy efficiency.

About Us

We strive to provide the best homebuyer assistance programs possible, which means staying innovative and responsive to the needs of California homebuyers. That also means supporting our lending partners with quality and professional service.

  • Highly competitive programs
  • Variety of options to meet individual needs
  • Flexible qualifying guidelines
  • Easy process for homebuyer and lender
Supporting California Homebuyers
Assisted to Purchase or Refinance
Down Payment or Closing Cost Assistance Provided
Loan financing of 1st and 2nd Mortgages

Latest News

Single-Family Bulletins

(Program Updates for Lenders)

Current Bulletin
  • Guideline Update for GSFA Golden Opportunities Program
  • Guideline Update for GSFA Platinum Program
  • Documents Updated for ReCoverCA Homebuyer Assistance Program
  • Lender/Realtor Training

Program Bulletins are intended for mortgage professionals only. This is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Complete program guidelines, loan applications, interest rates and annual percentage rates (APRs) are available through GSFA Participating Lenders.

Upcoming Events

Public Meetings
Lender & Realtor Training
  • Program Guidelines
  • Origination Steps
  • These training webinars are intended for mortgage and real estate professionals and delve into the specific program guidelines and participation requirements.
Educational Outreach Events