GSFA Lenders

Questions or Ready to Get Started?

Contact GSFA Participating Lenders

If you are ready to get started, the first step is to talk to a GSFA Participating Lender!

While we are more than happy to answer questions, GSFA does not directly take nor process mortgage loan applications. A GSFA Participating Lender will explain program guidelines, provide interest rates and APRs, look into your finances and help you make the right decision for your specific situation and needs.

When you contact one of our Lenders, we encourage you to ask for the GSFA Program of interest by its name (i.e. GSFA Platinum or GSFA Down Payment Assistance). This is important to ensure you are connected with a loan officer who is trained and understands the ins and outs of the Program and working with GSFA.

NOTE: The GSFA "Assist-to-Own" Program is part of the GSFA Platinum Program.
For the ReCoverCA Homebuyer Assistance Program, please see ReCoverCA HBA Lenders.

Participating Lenders by Corporate Name
   Company Name  Website      GSFA Platinum           Golden Opportunities    
Academy Mortgage Corporation  x
Acrisure Mortgage, LLC xx
Action One Financial Corp xx
AHL Funding  x
Alameda Mortgage Corporation xx
All Western Mortgage, Inc. xx
Allied Mortgage Group, Inc. xx
Altitude Financial Corporation xx
AmCap Mortgage, Ltd.  x
American Financial Network, Inc.  x
American Financing Corporation x 
American Neighborhood Mortgage Acceptance Company LLC x 
American Pacific Mortgage Corporation xx
American Portfolio Mortgage Corporation x 
Amerifirst Financial Corporation x 
Amerirust Mortgage Corporation x 
Arcstone Financial, Inc. xx
Ark-La-Tex DBA Benchmark Mtg xx
Axia Financial, LLC  x
Azuza LLC x 
Banc One Mortgage Corporation xx
Bank of England x 
Bay Equity LLC xx
Bay-Valley Mortgage Group xx
Belem Servicing LLC dba Patriot Home Mortgage xx
Best Finance Capital, Inc.  x
Boxcar Mortgage, LLC x 
Broadview Home Loans xx
CalCon Mutual Mortgage LLC dba OneTrust Home Loans x 
Campos Financial Corp xx
Cardinal Financial Company, Limited Partnership xx
Castle & Cooke Mortgage LLC x 
Central Coast Lending, Inc x 
Change Lending, LLC xx
City First Mortgage Services, LLC x 
City Lending Inc x 
CMG Mortgage, Inc. xx
Contour Mortgage Corporation x 
Cornerstone Capital Bank, SSB x 
Cornerstone First Mortgage, LLC x 
Country Club Mortgage, Inc.  x
CrossCountry Mortgage, LLC xx
D Capital Mortgage  x
DAS Acquisition Company, LLC xx
Data Mortgage, Inc. x 
DHI Mortgage Company, Ltd. xx
Diamond Residential Mortgage Corporation x 
Dignified Home Loans, LLC xx
Direct Mortgage Loans, LLC x 
Directions Equity, LLC dba Directions Home Loan xx
Directors Mortgage, Inc. DBA USA Direct Funding xx
Draper and Kramer Mortgage Corp.  x
Efinity Financial LLC xx
EMM Loans, LLC x 
Encompass Lending Group, L.P.  x
Envoy Mortgage, LTD. xx
Everett Financial, Inc. dba Supreme Lending xx
Evergreen Moneysource Mortgage Company x 
EVO Home Loans, LLC dba EPIQ Lending x 
EZ Funding Inc. xx
Fairway Independent Mortgage Corporation xx
First American Wholesale Lending Corp x 
First Liberty Bank x 
First Nations Home Finance Corp  x
FlexPoint, Inc xx
Franklin Loan Corporation xx
Gateway First Bank x 
General Mortgage Capital Corporation x 
Generations Home Loans, LLC xx
Geneva Financial, LLC x 
Go Mortgage, LLC x 
Gold Star Mortgage Financial Group, Corporation xx
Golden Empire Mortgage, Inc. xx
Goldwater Bank, N.A. x 
Googain, Inc. x 
GoPrime Mortgage, Inc. x 
Guaranteed Rate Affinity, LLC xx
Guaranteed Rate, Inc xx
Guaranteed Rate, Inc. d/b/a Citywide Home Mortgage xx
Guild Mortgage Company LLC xx
HighTechLending, Inc x 
Home Funding Corporation x 
Home Mortgage Alliance Corp (HMAC) x 
Homeowners Financial Group USA, LLC xx
Homeowners First Mortgage, LLC x 
Infinity Equity Group LLC xx
Inspire Home Loans Inc. x 
InstaMortgage Inc xx
Intelliloan, Inc. x 
Intercap Lending Inc. xx
iServe Residential Lending, LLC xx
JMJ Financial Group xx
K. Hovnanian American Mortgage, LLC x 
KBHS Home Loans, LLC x 
Kind Lending, LLC xx
Ladera Lending, Inc. xx
Land Home Financial Services, Inc. x 
LeaderOne Financial Corporation x 
Lending 3, Inc  x
Loan Simple, Inc. xx
loanDepot.com, LLC xx
Lower, LLC x 
Luminate Bank xx
Mann Mortgage, LLC  x
Mason McDuffie Mortgage Corporation xx
Maximos Realty Inc. xx
MegaStar Financial Corp x 
Mid Valley Services Inc. x 
Mission Loans, LLC x 
ML Mortgage Corp. xx
MLD Mortgage Inc. dba the Money Store x 
Moria Development, Inc. xx
Mortgage 1, Incorporated xx
Mortgage Capital Partners, Inc. x 
Mortgage Management Consultants, Inc. x 
Mortgage Solutions of Colorado, LLC x 
MortgageOne, Inc. xx
Mountain West Financial, Inc.  x
Movement Mortgage, LLC xx
Mutual of Omaha Mortgage, Inc. xx
Nations Lending Corporation xx
Nationwide Mortgage Bankers, Inc. x 
Neighborhood Loans, Inc. x 
New American Funding, LLC xx
New West Lending, Inc. x 
NewRez LLC x 
NEXA Mortgage LLC dba AXEN Mortgage x 
NFM, Inc. x 
Northpointe Bank x 
NOVA Financial & Investment Corporation DBA Nova Home Loans x 
Novus Home Mortgage a division of Ixonia Bank x 
NQM Funding, LLC x 
O1ne Mortgage Inc x 
Ony Glo, Inc. xx
OriginPoint, LLC x 
Pacific Lending LLC  x
Panorama Mortgage Group, LLC xx
Paramount Residential Mortgage Group, Inc. xx
Peak Residential Lending Inc xx
Peoples Discount Mortgage Inc DBA Pac West Home Loans  x
PFN Lending Group, Inc. x 
Planet Home Lending, LLC xx
Point Mortgage Corporation xx
Premier Lending, Inc. x 
Premier Mortgage Resources, LLC xx
Primary Partners Financial x 
Primary Residential Mortgage, Inc. xx
PrimeLending, A PlainsCapital Company xx
Primus Lending Corp. x 
Professional Mortgage Source LLC  x
Prosperity Home Mortgage, LLC x 
Pulte Mortgage LLC x 
ReNew Lending, Inc. x 
Residential Wholesale Mortgage, Inc. xx
ResMac, Inc.  x
Right Start Mortgage, Inc. xx
RMS & Associates  x
Security National Mortgage Company xx
Sierra Central Credit Union x 
Sierra Pacific Mortgage Company x 
St. Fin. Corp. xx
Statewide Funding Inc. xx
Success Lending, LLC xx
Summit Funding, Inc. xx
Summit Mortgage Corporation x 
Sun West Mortgage Company, Inc. xx
Super Rate Lending  x
SWBC Mortgage Corporation x 
Synergy One Lending, Inc. xx
T2 Financial LLC, DBA Revolution Mortgage xx
The Federal Savings Bank x 
The Mortgage House xx
The Turnkey Foundation, Inc. x 
Umpqua Bank x 
United American Mortgage Corporation x 
Universal Lending Corporation x 
University Bank x 
US Bank National Association x 
US Mortgage Corporation x 
V.I.P. Mortgage, Inc. xx
Valley West Corporation NV x 
VanDyk Mortgage Corporation x 
Vellum Mortgage, Inc. xx
Veritas Funding LLC x 
Victorian Finance, LLC x 
Wallick & Volk, Inc.  x
Watermark Capital, Inc. x 
Waterstone Mortgage Corporation x 
Wintrust Mortgage x 
Branch Locations by County

Only those branch offices which a Lender have provided will be display. Additional branches and lenders may be available in your area. Please refer to the Participating Lender Tab for a list of all approved Lenders.

Note: It is often not necessary to visit a physical office location to work with a GSFA Participating Lender. Many lenders do business remotely or electronically as well as in person.

What People Say?

It was quick and easy…

We had started planning for purchasing a home a year in advance but we were slow on the saving up for the down payment, as well as have enough left over in regular savings. Through research online and meeting with a loan specialist, we learned that we qualified for assistance and did not need the large sum of money we thought we did. With the forgivable loan from GSFA, we were able to realize our dream of being homeowners. It was quick and easy and before we knew it, we had already closed on our home. We are so happy with our purchase and GSFA was able to make that happen.

— Toulue Thao

Sacramento County, February 2021

GSFA Platinum Program

I was helped with down payment assistance.

It is with much enthusiasm that I am writing to recommend the services of GSFA. It if wasn't for them I probably wouldn't have been able to even think about purchasing my home. So they really helped me a lot. I am very happy and excited! Thanks, GSFA.

— Selita Blanco

San Bernardino County, August 2021

GSFA Platinum Program

Amazed there was anyone out there willing to help…

We would most definitely recommend the program to others and we would tell them, 'There is a wonderful program that wants to help you own your own home and are willing to gift you the money. Really, this is a true story, it happened to us, ask your lender to look into it, it is a blessing.'

— Guide and Joyce Bassi

Plumas County, March 2018

GSFA Platinum Program

Home sweet home…

We were super blessed that with your donation you made it possible to finally provide a family in need a place to call home.

— Juana Vera

Los Angeles County, March 2018

GSFA Platinum Program

We prayed to God to offer us an opportunity with our children.

We lived in Florida, Arizona, Washington, and Colorado and me and my wife were first generation trying to create that American Dream! It was almost impossible to afford a home in the Bay Area. We were paying $2,100 for a 1-bedroom apartment in the San Jose area. When COVID hit, homelessness was everywhere, people were being evicted and everyone seemed to be in survival mode. With our 2 children, there just was not enough space! Your grant made our dreams come true.

— Edwin Miranda

San Joaquin County, February 2021

GSFA Platinum Program

This has been a life changing event.

Our move here has impacted people in this community. My son is severely disabled. I could not care for him on my own as I worked tirelessly and then manage his medical issues, schooling, and behaviors. I was overwhelmed as a single mom. But, this home, this place has given me the opportunity to be home and manage. In turn, he has progressed. He has given his teachers a new perspective, his classmates compassion and the community inspiration and respect for others they may have never had before we moved here.

— Melanie Christian

Plumas County, March 2018

GSFA Platinum Program

Life has changed for the better.

I would have never believed that I could ever buy a cond[o]. I love having this 3-bedroom, 3 bath home with 1,821 sq ft on a 2,911 sqft lot that was estimated at $282,000. I thank Golden State Finance Authority Platinum Down Payment Assistance Program for their help to offset my down payment. I felt that I had attained the American dream, which I had heard about, but never believed that I could accomplish, being a black man born and raised in the projects in Detroit.

— Marvin Randolph

San Bernardino County, February 2021

GSFA Platinum Program

Next entered our Angels…

Without your program we would still be renting and trying to saving the 3.5% or more that was required for the down payment. As you are aware that can become a monumental task on low income or retirees such as ourselves. Thank you for the work that you do for folks like us.

— Greg & Christine Jefferson

Sacramento County, July 2018

GSFA Platinum Program

Completely elated and excited…

Being a young adult woman in the U.S. Navy I never thought it would be possible to buy a home. My plan was to use the VA home loan with no downpayment. When I realized they wouldn't appraise the house I wanted I was stuck in a pickle. When my loan officer told me about GSFA I was shocked. I went from being completely unprepared and worried about the closing costs to completely elated and excited. Being a first time homebuyer is a very stressful process but thanks to you it turned out very smooth.

— Bridgett Weimer

San Diego County, November 2021

GSFA Platinum Program

Golden State Finance Authority

GSFA has been a trusted public entity and agency since 1993, delivering financial assistance programs to homebuyers and property owners across California.

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