GSFA DPA Lenders

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Connect with GSFA Participating Lenders

While GSFA is happy to answer general questions, we do not take or process mortgage loan applications directly. A GSFA Participating Lender will walk you through program guidelines, review interest rates and APRs, evaluate your finances, and help you determine the best path based on your unique situation.

When reaching out to a lender, be sure to mention the specific GSFA or the GSFA Program you’re interested in (such as GSFA Down Payment Assistance or GSFA Platinum Program). This helps ensure you're matched with a loan officer who is knowledgeable and experienced in working with GSFA programs.

NOTE: "Assist-to-Own" is a specialized feature of the GSFA Platinum Program.
If you're looking for a lender for the ReCoverCA Homebuyer Assistance Program, please see our list of ReCoverCA HBA Lenders.

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Participating Lenders by Corporate Name
Company Name  Website     GSFA Platinum Program      Golden Opportunities Program   
Academy Mortgage Corporation  x
Acrisure Mortgage, LLC xx
Action One Financial Corp xx
AHL Funding  x
Alameda Mortgage Corporation xx
All Western Mortgage, Inc. xx
Allied Mortgage Group, Inc. xx
Altitude Financial Corporation xx
AmCap Mortgage, Ltd.  x
American Financial Network, Inc.  x
American Financing Corporation x 
American Neighborhood Mortgage Acceptance Company LLC x 
American Pacific Mortgage Corporation xx
American Portfolio Mortgage Corporation x 
Amerifirst Financial Corporation x 
Amerirust Mortgage Corporation x 
Arcstone Financial, Inc. xx
Ark-La-Tex DBA Benchmark Mtg xx
Axia Financial, LLC  x
Azuza LLC x 
Banc One Mortgage Corporation xx
Bank of England x 
Bay Equity LLC xx
Bay-Valley Mortgage Group xx
Belem Servicing LLC dba Patriot Home Mortgage xx
Best Finance Capital, Inc.  x
Boxcar Mortgage, LLC x 
Broadview Home Loans xx
CalCon Mutual Mortgage LLC dba OneTrust Home Loans x 
Campos Financial Corp xx
Cardinal Financial Company, Limited Partnership xx
Castle & Cooke Mortgage LLC x 
Central Coast Lending, Inc x 
Change Lending, LLC xx
City First Mortgage Services, LLC x 
City Lending Inc x 
CMG Mortgage, Inc. xx
Contour Mortgage Corporation x 
Cornerstone Capital Bank, SSB x 
Cornerstone First Mortgage, LLC x 
Country Club Mortgage, Inc.  x
CrossCountry Mortgage, LLC xx
D Capital Mortgage  x
DAS Acquisition Company, LLC xx
Data Mortgage, Inc. x 
DHI Mortgage Company, Ltd. xx
Diamond Residential Mortgage Corporation x 
Dignified Home Loans, LLC xx
Direct Mortgage Loans, LLC x 
Directions Equity, LLC dba Directions Home Loan xx
Directors Mortgage, Inc. DBA USA Direct Funding xx
Draper and Kramer Mortgage Corp.  x
Efinity Financial LLC xx
EMM Loans, LLC x 
Encompass Lending Group, L.P.  x
Envoy Mortgage, LTD. xx
Everett Financial, Inc. dba Supreme Lending xx
Evergreen Moneysource Mortgage Company x 
EVO Home Loans, LLC dba EPIQ Lending x 
EZ Funding Inc. xx
Fairway Independent Mortgage Corporation xx
First American Wholesale Lending Corp x 
First Liberty Bank x 
First Nations Home Finance Corp  x
FlexPoint, Inc xx
Franklin Loan Corporation xx
Gateway First Bank x 
General Mortgage Capital Corporation x 
Generations Home Loans, LLC xx
Geneva Financial, LLC x 
Go Mortgage, LLC x 
Gold Star Mortgage Financial Group, Corporation xx
Golden Empire Mortgage, Inc. xx
Goldwater Bank, N.A. x 
Googain, Inc. x 
GoPrime Mortgage, Inc. x 
Guaranteed Rate Affinity, LLC xx
Guaranteed Rate, Inc xx
Guaranteed Rate, Inc. d/b/a Citywide Home Mortgage xx
Guild Mortgage Company LLC xx
HighTechLending, Inc x 
Home Funding Corporation x 
Home Mortgage Alliance Corp (HMAC) x 
Homeowners Financial Group USA, LLC xx
Homeowners First Mortgage, LLC x 
Infinity Equity Group LLC xx
Inspire Home Loans Inc. x 
InstaMortgage Inc xx
Intelliloan, Inc. x 
Intercap Lending Inc. xx
iServe Residential Lending, LLC xx
JMJ Financial Group xx
K. Hovnanian American Mortgage, LLC x 
KBHS Home Loans, LLC x 
Kind Lending, LLC xx
Ladera Lending, Inc. xx
Land Home Financial Services, Inc. x 
LeaderOne Financial Corporation x 
Lending 3, Inc  x
Loan Simple, Inc. xx
loanDepot.com, LLC xx
Lower, LLC x 
Luminate Bank xx
Mann Mortgage, LLC  x
Mason McDuffie Mortgage Corporation xx
Maximos Realty Inc.  x
MegaStar Financial Corp x 
Mid Valley Services Inc. x 
Mission Loans, LLC x 
ML Mortgage Corp. xx
MLD Mortgage Inc. dba the Money Store x 
Moria Development, Inc. xx
Mortgage 1, Incorporated xx
Mortgage Capital Partners, Inc. x 
Mortgage Management Consultants, Inc. x 
Mortgage Solutions of Colorado, LLC x 
MortgageOne, Inc. xx
Mountain West Financial, Inc.  x
Movement Mortgage, LLC xx
Mutual of Omaha Mortgage, Inc. xx
Nations Lending Corporation xx
Nationwide Mortgage Bankers, Inc. x 
Neighborhood Loans, Inc. x 
New American Funding, LLC xx
New West Lending, Inc. x 
NewRez LLC x 
NEXA Mortgage LLC dba AXEN Mortgage x 
NFM Lending, LLC x 
Northpointe Bank x 
NOVA Financial & Investment Corporation DBA Nova Home Loans x 
Novus Home Mortgage a division of Ixonia Bank x 
NQM Funding, LLC x 
O1ne Mortgage Inc x 
Ony Glo, Inc. xx
OriginPoint, LLC x 
Pacific Lending LLC  x
Panorama Mortgage Group, LLC xx
Paramount Residential Mortgage Group, Inc. xx
Peak Residential Lending Inc xx
Peoples Discount Mortgage Inc DBA Pac West Home Loans  x
PFN Lending Group, Inc. x 
Planet Home Lending, LLC xx
Point Mortgage Corporation xx
Premier Lending, Inc. x 
Premier Mortgage Resources, LLC xx
Primary Partners Financial x 
Primary Residential Mortgage, Inc. xx
PrimeLending, A PlainsCapital Company xx
Primus Lending Corp. x 
Professional Mortgage Source LLC  x
Prosperity Home Mortgage, LLC x 
Pulte Mortgage LLC x 
ReNew Lending, Inc. x 
Residential Wholesale Mortgage, Inc. xx
ResMac, Inc.  x
Right Start Mortgage, Inc. xx
RMS & Associates  x
Security National Mortgage Company xx
Sierra Central Credit Union x 
Sierra Pacific Mortgage Company x 
St. Fin. Corp. xx
Statewide Funding Inc. xx
Success Lending, LLC xx
Summit Funding, Inc. xx
Summit Mortgage Corporation x 
Sun West Mortgage Company, Inc. xx
Super Rate Lending  x
SWBC Mortgage Corporation x 
Synergy One Lending, Inc. xx
T2 Financial LLC, DBA Revolution Mortgage xx
The Federal Savings Bank x 
The Mortgage House xx
The Turnkey Foundation, Inc. x 
Umpqua Bank x 
United American Mortgage Corporation x 
Universal Lending Corporation x 
University Bank x 
US Bank National Association x 
US Mortgage Corporation x 
V.I.P. Mortgage, Inc. xx
Valley West Corporation NV x 
VanDyk Mortgage Corporation x 
Vellum Mortgage, Inc. xx
Veritas Funding LLC x 
Victorian Finance, LLC x 
Wallick & Volk, Inc.  x
Watermark Capital, Inc. x 
Waterstone Mortgage Corporation x 
Wintrust Mortgage x 
Branch Locations by County

Only those branch offices which a Lender have provided will be display. Additional branches and lenders may be available in your area. Please refer to the Participating Lender Tab for a list of all approved Lenders.

Note: It is often not necessary to visit a physical office location to work with a GSFA Participating Lender. Many lenders do business remotely or electronically as well as in person.

Top Loan Officers

Meet our Top Loan Originators-experienced mortgage professionals recognized for closing the highest number of GSFA program loans between 1/2024-6/2025. Connect directly with these trusted experts, who have a proven track record of helping Californians achieve affordable homeownership through GSFA down payment assistance programs.

FirstLastCompanyNMLS Email Phone  Web     Statewide     Focus Counties   Language  
RalphGreshamPrimary Residential Mortgage228519 209-639-7426 Yes San Joaquin
Stanislaus
Calaveras
English
KristinaHernandezHomeowners Financial Group225677 209-518-8277 Yes San Joaquin
Sacramento
Placer
English
Spanish
EsmeraldaRuizCore Loans845611 559-303-5792 Yes Tulare
Fresno
Kings
English
Spanish
CassieTroupGuild Mortgage1224522 707-272-6000 No Mendocino
Lake
Sonoma
English
EstelaMaravillaPremier Mortgage Resources397100 510-332-7222 Yes English
Spanish
KellyCarreraSignature Home Lending290199 661-664-2780 Yes Kern English
Spanish
DawnTobinFairway Home Mortgage253487 626-242-5318 Yes Los Angeles
San Bernardino
Riverside
English
Spanish
SabrinaSchmittPrimeLending490033 530-646-3431 Yes Shasta English
CindyTomlinsonAPMC DBA US Lending Company214851 530-722-3150 No Shasta
Tehama
Siskiyou
English
SeanConnollyAltitude Home Loans 256080 559-905-0728 Yes Fresno
San Luis Obispo
Monterey
English
Spanish
CherylHolmesPremier Mortgage Resources229161 530-260-0639 Yes Lassen
Plumas
Placer
English
TaraAnayaFairway Independent Mortgage218243 707-615-4555 Yes Humboldt
Del Norte
Placer
English
VeronicaPlateroPrimeLending276642 760-337-1253 No Imperial
Riverside
English
Spanish
JosephSterlinoGolden Empire Mortgage, Inc.2593911 510-685-0049 Yes Contra Costa
Solano
Sacramento
English
EricJaureguiZABE Mortgage2253373 559-974-7222 Yes Fresno
Madera
Tulare
English
Spanish
ReneZamora-MelgozaGolden Empire Mortgage, Inc.667376 209-840-3365 No Stanislaus
San Joaquin
Merced
English
Spanish
ChristineJoynerFairway Home Mortgage670129 707-601-8188 Yes Humboldt
Shasta
Del Norte
English
ToddPankratzAmerican Pacific Mortgage283655 760-960-3524 Yes Imperial
San Diego
Riverside
English
Spanish
ChrisRuizSupreme Lending1544562 925-305-0323 Yes Contra Costa
Alameda
Solano
English
Spanish
AngelaParrishChange Home Mortgage508420 530-514-7512 Yes Glenn
Butte
Tehama
English
Terri LeeGuthrieResidential Wholesale Mortgage Inc. (RWM Home Loans)2009688 805-503-5092 Yes Tulare
San Luis Obispo
Fresno
English
Spanish
MattAntongiovanniFairway Mortgage1706649 707-834-1199 Yes Humboldt
Trinity
Del Norte
English
ColleenOlivasThe Brandon Drew Group379721 909-697-9684 Yes San Bernardino
Los Angeles
Riverside
English
Spanish
JoelRivasValley View Home Loans1389756 559-441-3505 Yes Fresno
Los Angeles
Kings
English
Spanish
AbelFloresPrecision Home Loans692447 562-714-3078 Yes Tulare
Kings
Fresno
English
Spanish

Top Loan Officer list updated 07/21/2025, based on GSFA DPA loan production 1/2024-6/2025.

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