Calaveras County – Resources

For County of Calaveras Employees interested in the GSFA "Assist-to-Own" Program

Welcome County of Calaveras Employees

Learn More about the "Assist-to-Own" Down Payment Assistance Program

Down payment is often the biggest hurdle for homebuyers in California, especially in rural areas! We are here to help make your dreams of purchasing a home a reality — with financial assistance to make homebuying easier and more affordable.

The Calaveras County “Assist-to-Own” Program, sponsored by Golden State Finance Authority, provides Down Payment and Closing Cost Assistance (DPA), up to 5.5% of the First Mortgage Loan amount. With the assistance, you may be able to purchase a home with little-to-no money out of pocket and maybe sooner than thought possible.

To be eligible, an individual must be employed by the County of Calaveras (or any other GSFA Member County). However, the Program can be used to purchase or refinance a property anywhere in California, as long as it will be the employee's primary residence.

Program Highlights(1)

  • Down Payment and Closing Cost Assistance, up to 5.5% of the First Mortgage Loan amount.
  • Homebuyer doesn't have to be a first-time homebuyer to qualify.
  • FICO Score requirements as low as 640.
  • Single-family 1-4 unit residences, condominiums and townhomes are eligible.
  • Variety of Mortgage Loan options (FHA, VA, USDA and Conventional Mortgage Loans).
  • Homebuyer can utilize the Program to purchase or refinance anywhere in California.


Recorded Webinar for County of Calaveras Employees

Calaveras County "Assist-to-Own" Program | October 6, 2022


Additional Resources



(1) The Calaveras County "Assist-to-Own" Program is part of the GSFA Platinum Program. Certain restrictions apply on all programs. See a GSFA Participating Lender for complete program guidelines, current interest rates, loan applications, applicable fees and annual percentage rates (APRs).


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